Depends who you bank with. Some desktop websites suck on mobile and some don’t even allow certain actions on desktop. For some ungodly reason Wealthsimple requires me to do almost everything via app. It’s one of the reasons I barely utilise their services.

YouTube Premium Lite is Premium, it’s in the name. I presume the OP is saying the only reason people buy Premium is to be rid of ads, therefore Lite is pointless.

Don’t worry buddy, send me a picture and I can do it for you, free of charge!

Yeah, as I say, on the payroll of the nearest megacorp. Haha jk… unless?

Indeed. Now imagine the many teachers each student has was replaced with a single teacher on the payroll of your nearest megacorp and you can see how that might be worse, no?

every accusation etc etc. getting tired of this BS every week

You have the freedom as long as it stays niche. Having no protections against such practices means they have a chance of becoming so commonplace as to be unavoidable.